Work With Trusted & Experienced

Colorado Public Adjusters That Work For You!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

Don’t Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained, & certified Colorado public insurance claim adjusters who are licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Our Colorado public adjusters have technical and detailed expertise, which has satisfied countless homeowners, business owners, condominium management companies, and HOAs.

Our team of insurance claim experts have years of experience dealing with insurance companies. Many of our public adjusters in Colorado also have previous backgrounds in construction and/or insurance, giving us a significant advantage in quickly securing the highest claim settlement compensation for our clients.

We know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!). 

Our inspections are free, and we are 100% contingency-based, meaning we only get paid if you do!

We take pride in maintaining superior customer service and providing clear and friendly communication. Contact us to speak with one of our expert Colorado insurance claim adjusters today!

Request A Free Estimate!

*Service May Not Be Available In All Areas. EastBay Adjusters aim is to provide you with as much information as possible to allow you to make an informed decision when hiring a public adjuster in Colorado, & help connect you with the right public insurance claims adjuster in Colorado for your specific claim needs. Our team of experts, & decades of experience in the field, allow us to match you with the ideal Colorado public insurance adjuster for your specialized needs. When you hire a public claims adjuster in Colorado through EastBay Adjusters, you get a qualified, licensed professional, who can help maximize your insurance claim settlement compensation.

Public Adjuster Graph
Higher Claim Payout On Average When Using A Public Adjuster!
0 %
Contingancy Based. We don't get paid, unless you get paid!
0 %

Why Hire A Public Insurance Claims Adjuster In Colorado?

We Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners Insurance, Roofing, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Colorado Public Claims Adjusters!

What Our Expert Colorado Public Insurance Adjusters Bring To The Table

Colorado Insurance Policy Claims Specialists

Our experts have years of experience in claims & reviewing coverages. As such, we understand the numerous types of policies and endorsements in Colorado. Our expertise allows us to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Colorado Homeonwers Insurance Policy Holders

We advocate for your rights as the policy holder. We ensure that our clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Our team of expert public claims adjusters in Colorado will be there with you every step of the way!

Experts In Seen & Unseen Damages

Our Colorado based public insurance claims adjusters have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, we are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! We also incorporate the latest assessment techniques & technology when conducting our property inspections.

Expert Negotiators

Settlement negotiation is critically important when it comes to the claims process in Colorado. We know how the insurance companies think, and come to the negotiation table fully prepared to make sure they know, that we know. Our expertise and experience in claims negotiations ensures that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, we aren't afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

01.
Public Adjusters: What Are They & Do You Need One?

Learn more about what our expert public adjusters can do for your residential insurance claims!

02.
Commercial Claims Adjuster: What Type Of Claims Do They Handle

Learn about what our expert public adjusters can do for your commercial insurance claims!

03.
Roofing Public Adjusters: Roof Damage Insurance Claims FAQ

Learn about what our public adjusting roofing specialists can do for you & your roofing claims!

04.
How To Get Homeowners Insurance To Pay For A New Roof Replacement

Insurance adjusters work for THEM, our public adjusters work for YOU! Here’s how …

Frequently Asked Questions (FAQ) About Colorado Public Adjusting

Imagine a Colorado public claims adjuster as the conductor of a symphony, orchestrating the numerous moving parts & players involved in securing your insurance claim benefits. Here at EastBay Adjusters, we specialize in steering through the complex world of insurance claims with expertise, & speed.

Just like a maestro leading a symphony, we skillfully guide your residential, commercial, or roofing insurance claim to a successful resolution!

  1. Colorado public claims adjusters are like skilled navigators, charting the course of your claim through turbulent waters, and helping policy holders avoid the pitfalls & roadblocks they don’t know to look out for.
  2. They are the guardian of your interests, ensuring that you receive fair and just compensation for your damages.
  3. Like a master craftsman, they meticulously piece together the puzzle of your claim, leaving no detail overlooked.
  4. A Colorado public claims adjuster is a beacon of light in the darkness of insurance complexities, guiding you towards a favorable outcome.
  5. They are the steadfast ally standing by your side, fighting tirelessly on your behalf to secure the highest settlement.

At EastBay Adjusters, we recognize the importance of feeling supported and protected during the claims process. Join our community of satisfied clients who have found a sense of protection, and peace of mind, in our expert care. Let us be your trusted partner & ally in the journey towards a fair and just resolution for your insurance claim.

At EastBay Adjusters, we serve as the bridge between you and your insurance company, ensuring that your claims process flows smoothly through an otherwise rocky & uncertain terrain.

  • Like skilled navigators, we guide you through the intricate maze of insurance policies and procedures.
  • Just as expert craftsmen, we meticulously assess damages to your property with precision and care.
  • Similar to diligent detectives, we uncover every detail to maximize your insurance claim.
  • Much like trusted advisors, we provide support and reassurance every step of the way.
  • Like loyal companions, we stand by your side to fight for the compensation you deserve.

When you choose EastBay Adjusters, you’re not just a client – you’re a valued member of our community. Let us help you navigate the complex world of insurance claims with ease and expertise.

In most insurance claim cases in Colorado, yes, hiring a Colorado public adjusting firm can result in considerably larger settlement amounts, with recent studies showing an 800% higher settlement amount for policy holders who used a Colorado public adjuster.

At EastBay Adjusters, we recognize that maneuvering through insurance claims can feel like treading through a stormy sea. We are here to safely guide you through those choppy & confusing waters, and make sure you get what you are truly legally entitled to.

3 reasons why hiring a public adjusting company like EastBay Adjusters can lead to a larger settlement for your insurance claim:

  1. Expert Guidance: Our team of experienced public adjusters will navigate the complex waters of insurance claims on your behalf. We are experts when it comes to the ins-and-outs of the industry, and will guarantee that you receive the maximum settlement you deserve.
  1. Protecting Your Interests: We work tirelessly to make certain that your rights are upheld, and that you are not taken advantage of by the insurance company. Remember, the adjuster assigned to you by the insurance company is there to protect the insurance company’s interets, while a public adjuster is there to protect your interests.
  1. Maximizing Your Settlement: We will work diligently to maximize your settlement. Our expertise in evaluating damages, negotiating with insurance companies, and advocating for your rights will result in a larger settlement than if you were to navigate the claims process on your own.

So, if you’re wondering whether hiring a public adjusting company will lead to a larger settlement, the answer is a resounding yes nearly every time! Let EastBay Adjusters be the guiding light that leads you to a successful resolution of your insurance claim.

Public adjuster fees varry by state, but typically range from 10%-20% of the total insurance settlement, depending on various factors such as the complexity of the claim and the adjuster’s experience. However, fees can go up to 30% for major or catostrophic claims that reqire months of work, and in most cases, an entire team of senior adjusters to be put on the case due to it’s complexity. 

This fee structure is designed to align the interests of the adjuster and the policyholder, incentivizing public adjusters to maximize the settlement amount.

3 factors that influence the percentage charged by a public adjuster, include:

  1. Claim Complexity: More complex claims, such as those involving extensive property damage or multiple types of losses, often warrant higher fees due to the extensive additional work, time, & team members required.

  2. Experience and Reputation: Adjusters with a proven track record and significant experience may command higher fees, reflecting their expertise in guiding the claims process effectively.

  3. Negotiation Skills: Skilled negotiators can secure higher settlements, justifying potentially higher fees based on the value they provide to the policyholder.

Understanding these fee structures is essential for policyholders considering hiring a public adjuster. It is important to weigh the potential benefits against the costs. For many, the expertise and advocacy provided by a public adjuster can lead to a substantially higher settlement, ultimately making the fee a worthwhile investment.

As you evaluate your options, consider not only the percentage but also the value of the services offered, ensuring you select a public adjuster who aligns with your needs and expectations.

At EastBay Adjusters, we recognize the importance of clarity when it comes to payment for our services. As public adjusters specializing in residential, commercial, and roofing insurance claims, we aim to provide transparent and fair compensation structures for our clients.

Here’s A Breakdown Of How Public Adjusters Are Typically Paid:

  1. Contingency Fee Agreement:

This is the most common payment method used by public adjusters. Under a contingency fee agreement, the adjuster’s fee is contingent upon successfully negotiating a higher settlement for the client.

The fee is usually a percentage of the final settlement amount, typically ranging from 5% to 20%. This guarantees that our interests are aligned with yours, as we only get paid if we secure a better outcome for you.

  1. Hourly Rate:

Some public adjusters may opt to charge an hourly rate for their services. This method involves billing the client for the actual time spent working on the claim, whether it’s conducting inspections, gathering documentation, or communicating with the insurance company. While this may offer more transparency regarding billing, it can also lead to uncertainty about the total cost of the services provided.

  1. Fixed Fee:

In some cases, public adjusters may offer a fixed fee for their services. This means that the client pays a set amount for the adjuster’s assistance, regardless of the final settlement amount. This can provide predictability concerning costs, but it may not always align the adjuster’s interests with the client’s, as there is no incentive to negotiate a higher settlement.

At EastBay Adjusters, we believe in the power of a contingency fee agreement to guarantee that our clients receive the best possible outcome. Our goal is to maximize your insurance claim settlement while providing exceptional service every step of the way. Contact us today to learn more about how we can assist you with your insurance claim needs.

When faced with the overwhelming task of maneuvering through insurance claims for your residential, commercial, or roofing property, it’s vital to reflect on when to bring in a professional public adjuster. At EastBay Adjusters, we recognize the complexities of insurance policies and the importance of maximizing your claim settlement.

Here are three key signs that indicate it’s time to hire a public adjuster:

  1. Overwhelmed with Documentation: If you find yourself drowning in paperwork, receipts, and policy details, it may be time to seek assistance. A public adjuster can help organize and streamline the documentation process, making certain that nothing is overlooked or missed.
  2. Disputed Claim Amounts: When the insurance company offers a settlement that seems inadequate or undervalued, it’s important to have a public adjuster on your side. They can negotiate on your behalf to secure a fair and accurate claim amount that reflects the true extent of your damages.
  3. Complex Claims Process: Insurance claims can be intricate and time-consuming, especially when dealing with multiple parties or extensive damage. A public adjuster can simplify the process, acting as your advocate and guiding you through each step to guarantee a successful outcome.

Remember, at EastBay Adjusters, we’re here to support you through every stage of your insurance claim. Reach out to us when you’re ready to experience the peace of mind that comes with expert guidance and support.

In the state of Colorado, insurance companies are bound by specific timelines when it comes to investigating homeowners insurance claims. According to Colorado state law, an insurance company has a certain timeframe within which they must acknowledge and investigate a homeowners insurance claim. After receiving a claim, the insurer has 10 working days to acknowledge receipt of the claim and provide the policyholder with necessary forms and instructions to facilitate the claims process. Within 30 working days of receiving the completed proof of loss statement, the insurer must either notify the policyholder of their decision to accept or deny the claim, or notify them that additional time is needed to investigate the claim. In the event that additional time is required, the insurer must provide a written explanation for the delay and an estimated timelines for completion of the investigation. It is essential for homeowners in Colorado to be aware of these timelines to ensure their insurer is meeting their obligations and to avoid unnecessary delays in the claims process. Failure of the insurer to comply with these timelines can result in penalties and fines imposed by the Colorado Division of Insurance. By understanding these regulations, homeowners can better navigate the claims process and ensure they receive the compensation they are entitled to in a timely manner.

If your homeowners insurance company is stalling in Colorado, it’s essential to take proactive measures to ensure you receive the compensation you deserve. Delays and denials can be frustrating, especially when dealing with the aftermath of a devastating loss. In such situations, it’s crucial to understand your rights as a policyholder and explore options to expedite the claims process. One effective way to level the playing field is by enlisting the services of a licensed public adjuster. A public adjuster is a professional who advocates exclusively for policyholders, working to guarantee that they receive fair and timely settlements. In Colorado, public adjusters are well-versed in the state’s insurance laws and regulations, allowing them to navigate the complex claims process with ease. By hiring a public adjuster, you can expect a thorough investigation of your claim, accurate assessment of damages, and meticulous documentation to support your case. Moreover, public adjusters possess the expertise to negotiate with insurance companies, ensuring that you receive the maximum settlement possible. If your insurance company is stalling in Colorado, don’t hesitate to seek the assistance of a reputable public adjuster. With their guidance, you can bypass the frustration and uncertainty, securing the financial support you need to rebuild and recover. By doing so, you can focus on what matters most – rebuilding your life and restoring your sense of security.

As the saying goes, ‘Better late than never’ – but when it comes to hiring a public adjuster, timing can be vital.

  • Have you found yourself knee-deep in insurance claim paperwork after experiencing property damage?
  • Are you feeling overwhelmed by the insurance claim process?
  • Do you wish there was someone who could help you navigate through the complexities of filing a claim?

At EastBay Adjusters, we recognize the challenges that come with dealing with insurance claims for residential, commercial, or roofing damage. Our team of experienced public adjusters is here to help you every step of the way. Whether you’re just starting the claims process or feeling stuck in the middle, it’s never too late to reach out to us for assistance.

Imagine having someone by your side who knows the ins and outs of the insurance industry, someone who can advocate for you and guarantee that you receive the compensation you deserve. That’s where EastBay Adjusters comes in.

Don’t wait until it’s too late – contact us today and let us help you navigate the often confusing world of insurance claims. With EastBay Adjusters, you’ll never have to face the process alone.

When your insurance company assigns you an adjuster, it’s crucial to understand that their adjuster’s loyalty lies with the insurance company. In contrast, our Colorado based licensed public adjusters are solely committed to representing you and your interests. This distinction is especially critical in cases of natural disasters like hurricanes.

Here’s why you should consider hiring a public adjuster in Colorado:

  1. Advocacy: Our public adjusters act as your advocates in insurance claims, making sure that your best interests are prioritized.
  2. Increased Settlements: Studies show that claims managed with the help of a public adjuster result in settlements that are 700% higher for hurricane-related claims and over 500% higher for non-catastrophe-related claims compared to those negotiated directly between the policyholder and the insurance company.
  3. Expertise: Having a skilled public adjuster on your side can greatly influence the outcome of your insurance claim, leading to more favorable settlements.
  4. Peace of Mind: With a dedicated professional handling your claim, you can have peace of mind knowing that your interests are being actively pursued throughout the process.

The effectiveness and significance of hiring a public adjuster are clear. Don’t settle for less when it comes to your insurance claims – choose EastBay Adjusters to guarantee you get the best possible outcome.

Filing an insurance claim on your own can be done, but it’s essential to contemplate if it’s the best choice. Insurance policies are often complicated and filled with jargon that can be difficult to grasp. This complexity might lead to misunderstandings or errors that could harm your claim.

Our expert Public Adjusters can assist you. They are industry professionals with the expertise and experience to effectively handle insurance policies and claims. Each team member comprehends the nuances of insurance documents and can smoothly guide you through the entire claims process.

With their expertise, EastBay Adjusters can advocate for you, ensuring your claim is presented in the best light possible. They excel at identifying and articulating the details of your claim that might otherwise be overlooked.

Their professional support can greatly impact the outcome of your claim, potentially resulting in a more favorable settlement compared to handling it on your own.

Although you have the choice to file a claim independently, due to the complexity of insurance policies and the potential for better outcomes, it is highly recommended to seek the assistance of our skilled and experienced Public Adjusters. Their expertise can be an essential asset in maneuvering through the claims process and achieving the best possible result.

3 Reasons To Choose EastBay Adjusters:

  1. Expertise in residential, commercial, and roofing insurance claims.
  2. Professional assistance in maneuvering insurance policies effectively.
  3. Advocacy for a more favorable settlement outcome.

As a policyholder, it is vital to understand why your contractor cannot represent you against your insurance company. Our team of licensed Public Adjusters in Colorado are the only professionals authorized to advocate for policyholders in the insurance claim process. This unique role allows them to work solely on your behalf, guiding you through the complexities of insurance claims with expertise and legal backing.

In Colorado, it is illegal for contractors to act as public adjusters. This rule is strictly enforced to uphold the integrity of the insurance claim process and safeguard policyholders from potential conflicts of interest or unethical behavior. If you come across a contractor posing as a public adjuster, it is your right and duty to report this violation to the Colorado Department of Insurance.

When reporting such misconduct, it is important to provide substantial evidence to support your claim. Solid proof is key to enabling the Colorado Department of Insurance to investigate and address the issue effectively, ensuring compliance with the laws governing the conduct of public adjusters and contractors. By taking action, you play a part in maintaining a fair and lawful insurance claim environment, protecting your interests and those of other policyholders in Colorado.

  • Trust in our licensed Public Adjusters to represent you with expertise and legal authority.
  • Uphold the integrity of the insurance claim process by reporting violations promptly.
  • Provide concrete evidence to support your claim and enable effective investigation.
  • Contribute to a fair and lawful insurance claim environment for all policyholders in Colorado.

If you settled your claim but didn’t receive enough money to cover the damages, it’s not too late to try and get more. Our team of expert Public Adjusters can help, even if the damage occurred within the past five years. We offer a free review of your claim to see if you’re eligible for additional compensation.

During this evaluation, our skilled Public Adjusters will carefully examine every detail of your original claim. They will assess the damage, your coverage, and how the claim was handled previously. This review aims to identify any areas where you were under-compensated or where there were oversights leading to the denial of your claim.

If our review shows you deserve more money, we will take action. Our team will negotiate with your insurance company on your behalf, using our expertise to guarantee you get what you’re owed. We recognize insurance policies and the tactics used by insurance companies, empowering us to fight for your rights and secure a fair outcome.

Our goal is to reduce the stress of dealing with insurance claims, especially if you feel mistreated by your insurance provider. We provide professional guidance and support throughout the process, working to get you the compensation you deserve. Don’t lose hope if your claim was initially underpaid or denied; our expert Public Adjusters are here to fight for you.

No. Under existing laws and ethics that regulate the insurance industry, it is your LEGAL RIGHT to hire a certified public adjuster in Colorado. Canceling your contract for excercising your right, would be considered a violation & is illegal. An insurance company cannot terminate your policy if you hire a public adjuster.

When it comes to roof replacement in Colorado, understanding the average deductible can help homeowners prepare for the financial burden associated with this significant home improvement project. The average deductible for roof replacement in Colorado varies depending on several factors, including the type of policy, location, and insurance provider. Generally, homeowners in Colorado can expect to pay between $1,000 to $5,000 as an average deductible for roof replacement. However, this amount can be higher or lower depending on the specific circumstances. For instance, policies with a higher deductible may have lower premiums, while those with lower deductibles may come with higher premiums.

It’s essential to review your insurance policy to understand what’s covered and what’s not, as well as the deductible amount. Additionally, it’s crucial to work with a reputable roofing contractor who can help you navigate the insurance claims process and ensure that you receive a fair settlement. In Colorado, homeowners should also consider the state’s specific building codes and regulations, which may affect the cost of roof replacement. Furthermore, homeowners should prioritize regular roof maintenance to prevent extensive damage and reduce the likelihood of needing a full roof replacement. By being informed about the average deductible for roof replacement in Colorado and taking proactive measures to maintain their roofs, homeowners can better prepare for the financial implications of this significant home improvement project.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Colorado

Our licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while we fight to make sure you get the highest  compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact Our Public Adjusters In Colorado

Contact one of our expert certified public insurance adjusters to schedule an appointment for us to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

One of our claims specialists will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

We’ll discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once we have agreed on a strategy, our specialists will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Our expert claim negotiators will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

We negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7
Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Public Insurance Claims Adjusters In Colorado

Discover How Colorado Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Can You Be A Public Adjuster And An Independent Adjuster
Can You Be A Public Adjuster And An Independent Adjuster?
No, you cannot ethically or legally operate as both a public adjuster and an independent adjuster concurrently. Public adjusters advocate for policyholders during claims, while independent adjusters work on ...
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Public Adjuster Vs All Lines Adjuster
Public Adjuster Vs All Lines Adjuster
Public adjusters and all-lines adjusters fulfill distinct roles within the insurance sector. Public adjusters advocate for policyholders, handling claims to secure fair compensation. They require specific licensing focused on client representation ...
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Private Adjuster Vs Public Adjuster
Private Adjuster Vs Public Adjuster
Private adjusters and public adjusters serve distinct roles in the claims process. Public adjusters advocate for policyholders, conducting thorough damage assessments and negotiating settlements to maximize payouts. They are ...
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Public Adjuster Vs Attorney
Public Adjuster Vs Attorney
Public adjusters and attorneys serve unique functions in the insurance claims process, each contributing specialized knowledge. Public adjusters represent policyholders during the claim, evaluating damages and negotiating settlements, often on a contingency ...
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Insurance Adjuster Vs. Attorney
Insurance Adjuster Vs. Attorney
Insurance adjusters and attorneys serve distinct roles in the claims process. Public insurance adjusters advocate for policyholders, specializing in claims negotiations and damage assessments, and charge 10% to 20% of the ...
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Public Adjuster Vs Appraiser
Public Adjuster Vs Appraiser
Public adjusters and appraisers serve distinct functions in the insurance claims process. Public adjusters advocate for policyholders, managing the entire claims process and negotiating with insurers to maximize settlements. In contrast, ...
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Public Adjuster Vs Insurance Adjuster
Public Adjuster Vs Insurance Adjuster
Public adjusters and insurance adjusters serve distinct functions within the insurance claims framework. Public adjusters are independent advocates for policyholders, focusing on maximizing claim payouts and ensuring thorough damage assessments. They ...
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Public Adjuster Vs Independent Adjuster
Public Adjuster Vs Independent Adjuster
Public Adjuster Vs Independent Adjuster   Public adjusters and independent adjusters differ markedly in their roles within the insurance claims process. Public adjusters advocate for policyholders, maximizing settlements based ...
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Appraiser Vs Adjuster
Appraiser Vs Adjuster
Appraisers and adjusters serve unique functions in the auto insurance claims process. Adjusters are responsible for managing claims, initiating contact shortly after a claim is filed, and ...
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Inspector Vs Appraiser
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Inspectors and appraisers fulfill critical but distinct roles in real estate transactions. Home inspectors assess the physical condition of a property, identifying issues with systems like HVAC and plumbing. ...
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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Colorado
State
Flag Of Colorado
Official Seal Of Colorado
Nicknames: 
The Centennial State
Motto(s): 
Nil sine numine
(English: Nothing without providence)
Anthem: Where the Columbines Grow and
Rocky Mountain High
Map Of The United States With Colorado Highlighted
Map of the United States with Colorado highlighted
CountryUnited States
Before statehoodTerritory of Colorado
Admitted to the UnionAugust 1, 1876; 148 years ago (1876-08-01) (38th)
Capital
(and largest city)
Denver
Largest county or equivalentEl Paso
Largest metro and urban areasDenver
Government
 • GovernorJared Polis (D)
 • Lieutenant GovernorDianne Primavera (D)
LegislatureGeneral Assembly
 • Upper houseSenate
 • Lower houseHouse of Representatives
JudiciarySupreme Court (list)
U.S. senatorsMichael Bennet (D)
John Hickenlooper (D)
U.S. House delegation5 Democrats
3 Republicans (list)
Area
 • Total104,185 sq mi (269,837 km)
 • Land103,718 sq mi (268,875 km)
 • Water376 sq mi (962 km)  0.36%
 • Rank8th
Dimensions
 • Length280 mi (451 km)
 • Width380 mi (612 km)
Elevation
6,800 ft (2,070 m)
Highest elevation
(Mount Elbert)
14,440 ft (4,401.2 m)
Lowest elevation
(Arikaree River)
3,317 ft (1,011 m)
Population
 (estimate as of July 1, 2023)
 • Total5,877,610
 • Rank21st
 • Density56.25/sq mi (21.72/km)
  • Rank37th
 • Median household income
$75,200
 • Income rank
9th
DemonymColoradan
Language
 • Official languageEnglish
Time zoneUTC−07:00 (MST)
 • Summer (DST)UTC−06:00 (MDT)
USPS abbreviation
CO
ISO 3166 codeUS-CO
Latitude37°N to 41°N
Longitude102.0467°W to 109.0467°W
Websitecolorado.gov
Symbols of Colorado
SloganColorful Colorado
AmphibianWestern tiger salamander
Ambystoma mavortium
BirdLark bunting
Calamospiza melanocoryus
CactusClaret cup cactus
Echinocereus triglochidiatus
FishGreenback cutthroat trout
Oncorhynchus clarki somias
FlowerRocky Mountain columbine
Aquilegia coerulea
GrassBlue grama grass
Bouteloua gracilis
InsectColorado Hairstreak
Hypaurotis crysalus
MammalRocky Mountain bighorn sheep
Ovis canadensis
PetColorado shelter pets
Canis lupus familiaris
and Felis catus
ReptileWestern painted turtle
Chrysemys picta bellii
TreeColorado blue spruce
Picea pungens
Folk danceSquare dance
Chorea quadra
FossilStegosaurus
Stegosaurus armatus
GemstoneAquamarine
MineralRhodochrosite
RockYule Marble
ShipUSS Colorado (SSN-788)
SoilSeitz soil
SportPack burro racing (summer)
Skiing and snowboarding (winter)
TartanColorado state tartan

Colorado ( KOL-ə-RAD-oh, -⁠RAH-doh, other variants) is a landlocked state in the Mountain West subregion of the Western United States. It is bordered by Wyoming to the north, Nebraska to the northeast, Kansas to the east, Oklahoma to the southeast, New Mexico to the south, Utah to the west, and meets Arizona to the southwest at the Four Corners. Colorado is noted for its landscape of mountains, forests, high plains, mesas, canyons, plateaus, rivers, and desert lands. Colorado is one of the Mountain States and is often considered to be part of the southwestern United States. The high plains of Colorado may be considered a part of the midwestern United States. It encompasses most of the Southern Rocky Mountains, as well as the northeastern portion of the Colorado Plateau and the western edge of the Great Plains. Colorado is the eighth most extensive and 21st most populous U.S. state. The United States Census Bureau estimated the population of Colorado at 5,877,610 as of July 1, 2023, a 1.80% increase since the 2020 United States census.

The region has been inhabited by Native Americans and their ancestors for at least 13,500 years and possibly much longer. The eastern edge of the Rocky Mountains was a major migration route for early peoples who spread throughout the Americas. In 1848, much of the Nuevo México region was annexed to the United States with the Treaty of Guadalupe Hidalgo. The Pike’s Peak Gold Rush of 1858–1862 created an influx of settlers. On February 28, 1861, U.S. President James Buchanan signed an act creating the Territory of Colorado, and on August 1, 1876, President Ulysses S. Grant signed Proclamation 230, admitting Colorado to the Union as the 38th state. The Spanish adjective “colorado” means “colored red” or “ruddy”. Colorado is nicknamed the “Centennial State” because it became a state one century (and four weeks) after the signing of the United States Declaration of Independence.

Denver is the capital, the most populous city, and the center of the Front Range Urban Corridor. Colorado Springs is the second most populous city of the state. Residents of the state are known as Coloradans, although the antiquated “Coloradoan” is occasionally used. Major parts of the economy include government and defense, mining, agriculture, tourism, and increasingly other kinds of manufacturing. With increasing temperatures and decreasing water availability, Colorado’s agriculture forestry, and tourism economies are expected to be heavily affected by climate change.

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