Water Damage Adjusters

How Can Public Adjusters Help With Water Damage Homeowners Insurance Claims?

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

Water Damage Public Adjusters are your best advocates for managing water damage insurance claims. They assess damage thoroughly, ensuring you document everything needed to support your case.

Their expertise helps you understand your policy and identify coverage that could be overlooked. By handling paperwork and negotiating directly with your insurance company, they minimize delays and maximize your settlement potential

Public adjusters also gather extensive evidence to strengthen your claim, providing peace of mind during this stressful time. If you want to enhance your understanding of this critical process, there’s more valuable information waiting for you.

Request a Free Estimate

*Some Services May Not Be Available In All Areas

Public Adjuster Graph
Higher Claim Payout On Average When Using A Public Adjuster!
0 %
Contingancy Based. We don't get paid, unless you get paid!
0 %

What Our Expert Water Damage Adjusters Bring To The Table

Policy & Claims Specialists

Our experts have years of experience in claims & reviewing coverages. As such, we understand the numerous types of policies and endorsements. Our expertise allows us to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocacy

We advocate for your rights as the policy holder. We ensure that our clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Our team of expert adjusters will be there with you every step of the way!

Experts In Seen & Unseen Damages

Our claims adjusters have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, we are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! We also incorporate the latest assessment techniques & technology when conducting our property inspections.

Expert Negotiators

Settlement negotiation is critically important when it comes to the claims process. We know how the insurance companies think, and come to the negotiation table fully prepared to make sure they know, that we know. Our expertise and experience in claims negotiations ensures that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, we aren't afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Table of Contents

Understanding Water Damage Claims

Understanding Water Damage Claims

Water damage claims can be complex, but understanding the process is essential for ensuring you receive the compensation you deserve.

You need to familiarize yourself with the different water damage types, such as burst pipes, flooding, and leaks, as each can affect your claim differently. Knowing these distinctions helps you articulate your situation more clearly when filing a claim.

When you review your insurance policy, pay close attention to the exclusions. Many policies may not cover certain types of water damage, like gradual leaks or sewer backups, which can leave you vulnerable if disaster strikes. Being aware of these potential exclusions allows you to take proactive measures, like obtaining additional coverage if needed.

Documenting the damage thoroughly is key. Take photos, gather repair estimates, and keep records of any related expenses. This information will support your claim and demonstrate the full extent of your loss.

Staying organized and informed about your policy can greatly improve your chances of receiving a fair settlement. You’re not alone in steering through this process; many homeowners face similar challenges, and understanding these elements can empower you to advocate effectively for your rights.

Role Of Water Damage Public Adjusters

Water damage adjusters serve as your advocates in maneuvering the often complicated landscape of insurance claims, ensuring you receive the full compensation you’re entitled to for water damage.

Their expertise can make a significant difference in the claim process simplification, allowing you to focus on recovering from the incident rather than battling with insurance companies.

Role Of Water Damage Public Adjusters

Here are three key public adjuster roles that enhance your experience:

  1. Assessment of Damage: They conduct thorough evaluations of the water damage, documenting every detail to support your claim effectively.

  2. Claim Preparation: Public adjusters prepare and submit all necessary paperwork, streamlining the process to minimize delays and ensuring nothing is overlooked.

  3. Negotiation with Insurers: With their industry knowledge, they negotiate directly with your insurance company, advocating for a fair settlement that reflects the true extent of your losses.

Benefits Of Hiring A Water Damage Insurance Public Adjuster

Benefits Of Hiring A Water Damage Claims Public Adjuster

Hiring a public water damage insurance adjuster can greatly enhance your chances of securing a fair settlement for your water damage claim, allowing you to navigate the complexities of the insurance process with greater ease and confidence.

Public adjusters are experts in the field, skilled at evaluating damages and understanding the nuances of your policy. This expertise means they can help debunk common insurance myths that often mislead homeowners.

By employing a public adjuster, you gain a dedicated advocate who works solely for you, not the insurance company. They handle all the paperwork, negotiations, and communications, so you can focus on what truly matters—restoring your home. Many satisfied clients share testimonials highlighting their positive experiences with public adjusters, often noting significant increases in their settlements compared to those who went it alone.

Ultimately, hiring a water damage claims adjuster isn’t just about simplifying the process; it’s about ensuring you receive the full compensation you deserve. By placing your trust in their expertise, you’re not only protecting your financial interests but also gaining peace of mind during a challenging time. Embrace the support of a public adjuster, and take a confident step toward reclaiming your home.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Common Challenges In Water Damage Claims

Maneuvering the claims process can be overwhelming, especially when facing obstacles like underestimations of damage or delays in communication from your insurance provider.

You might find yourself battling common challenges that can derail your water damage claim.

Common Challenges In Water Damage Claims

Here are three issues to watch out for:

  1. Claim Denials: Sometimes, insurers may deny your claim based on their interpretation of the policy. This can leave you feeling frustrated and helpless.

  2. Policy Limitations: Many homeowners aren’t fully aware of their policy limitations, which can lead to unexpected out-of-pocket expenses. It’s vital to read the fine print and understand what’s covered.

  3. Inconsistent Communication: Delays in getting updates or responses from your insurance adjuster can extend the claims process. This uncertainty can be incredibly stressful when you’re already dealing with the aftermath of water damage.

Understanding these challenges is essential for steering through the claims landscape. By being proactive and informed, you can better position yourself for a successful resolution. Don’t let these difficulties keep you from securing the compensation you deserve!

How Water Damage Adjusters Advocate For You

How Water Damage Adjusters Advocate For You

When you face water damage claims, a public insurance claims adjuster specializing in water damage homeowners insurance claims brings essential expertise in claim negotiation to the table. They conduct thorough damage assessments, ensuring no detail is overlooked, which strengthens your position when dealing with insurance companies.

With their advocacy, you’re more likely to secure a fair settlement that truly reflects your losses.

Public adjusters leverage their extensive knowledge of insurance policies and claims processes to effectively advocate for your rights and secure the compensation you deserve. They understand the complexities of claim negotiation strategies and adjust to industry standards, ensuring you’re not left with less than what you’re entitled to.

Here are three ways public adjusters enhance your claim negotiation:

  1. Expert Analysis: They review your policy in detail, pinpointing coverage areas you might overlook.
  2. Strategic Negotiation: With their experience, they employ effective negotiation techniques, pushing back against lowball offers from insurers.
  3. Comprehensive Documentation: They gather and present all necessary evidence, from photographs to repair estimates, making it harder for insurers to dispute your claim.

To guarantee an accurate damage assessment, you need a thorough inspection process that scrutinizes every affected area. Documenting damage evidence is vital, as it provides tangible proof for your claim. Finally, estimating repair costs accurately will help you secure the compensation you deserve, making it imperative to work with experienced professionals.

A thorough damage assessment is essential for ensuring you receive the full compensation you’re entitled to, as public adjusters meticulously evaluate every aspect of the water damage to support your claim effectively. They know that different damage types, such as structural, electrical, and mold-related issues, can greatly impact your claim’s outcome.

Using various assessment methods, public adjusters identify and document all damage accurately. They’ll conduct visual inspections, use moisture meters, and even engage specialists for more complex evaluations. This detailed approach helps paint a complete picture of the damage, ensuring no critical aspects are overlooked.

Moreover, public adjusters serve as your advocates, translating their findings into clear, compelling documentation that insurance companies can’t ignore. They understand the intricacies of homeowners insurance policies and know what evidence is necessary for a successful claim.

Guaranteeing an accurate damage assessment starts with a meticulous inspection process that identifies both visible and hidden issues caused by water damage. As a homeowner, you’ll want to guarantee that every aspect of the damage is thoroughly examined. Public adjusters use advanced inspection techniques to provide a thorough understanding of your property’s condition and classify the damage effectively.

Here are three vital steps in the inspection process:

  1. Visual Assessment: Public adjusters begin with a detailed visual inspection, identifying apparent water damage on walls, ceilings, and floors.

  2. Moisture Detection: Using specialized tools, they measure moisture levels in various materials, making sure no hidden damage is overlooked.

  3. Damage Classification: Once the inspection is complete, they classify the extent of the damage, categorizing it into classes and types to facilitate accurate claims processing.

After completing the inspection, public adjusters focus on documenting damage evidence to create a solid foundation for your water damage claim. This process is essential, as it guarantees that every detail is captured accurately, which can greatly impact your claim’s outcome. Public adjusters utilize photographic documentation to provide visual proof of the damage. They take clear, thorough photos that highlight affected areas, making sure that nothing is overlooked.

But it doesn’t stop at taking pictures. Evidence organization plays a fundamental role in presenting your case effectively. Adjusters categorize the documentation systematically, correlating photos with specific damage reports and notes. This organized approach makes it easier for insurance companies to understand the severity of the situation and can help expedite your claim processing.

Accurate repair cost estimation is essential for presenting a compelling water damage claim that reflects the true extent of the damage. When you face water damage, knowing how much repairs will cost helps you navigate your insurance policy effectively. This is where a public adjuster can make a real difference. They’ll conduct a thorough insurance policy analysis and guarantee you receive the compensation you deserve.

Here are three key aspects of repair cost estimation that public adjusters handle expertly:

  1. Comprehensive Damage Assessment: They’ll evaluate all affected areas, capturing hidden damages that may go unnoticed.
  2. Precise Cost Calculations: With their industry expertise, they provide accurate cost estimates, guaranteeing that your claim covers all necessary repairs.
  3. Documentation and Presentation: They’ll compile a detailed report that presents your claim in a compelling manner, increasing your chances of approval.

Navigating The Claims Process

Steering through the claims process for water damage can feel overwhelming, but understanding each step will empower you to advocate effectively for your rights.

First, familiarize yourself with your policy limitations. Knowing what’s covered and what’s excluded can save you time and frustration as you navigate your claim.

Navigating The Water Damage Claims Process

Next, keep an eye on claim timelines. Insurance companies often have specific deadlines for filing claims, so it’s crucial to act quickly. Document every detail related to the water damage—photos, receipts, and repair estimates—to support your case.

Once you submit your claim, maintain regular communication with your insurer. Ask about the status and follow up if you don’t receive timely updates. If you encounter any roadblocks, don’t hesitate to enlist the help of a water damage adjuster. They understand the intricacies of the claims process and can advocate on your behalf.

Maximizing Your Water Damage Insurance Settlement

Maximizing Your Insurance Settlement

To guarantee you receive the highest possible insurance settlement for your water damage claim, it’s important to take strategic steps throughout the process.

By understanding your insurance policy coverage and being aware of common claim denial reasons, you can position yourself for success.

Here are three essential tips to maximize your settlement:

  1. Document Everything: Take photos and videos of the damage immediately. This visual evidence is vital for supporting your claim and demonstrating the extent of the loss.

  2. Understand Your Coverage: Review your insurance policy thoroughly. Know what’s covered and what’s not. Being familiar with your coverage helps you avoid surprises and strengthens your negotiation position.

  3. Work with a Public Adjuster: Engaging a public adjuster can greatly enhance your claim process. They understand the ins and outs of insurance claims and will advocate on your behalf, ensuring you don’t miss out on any potential benefits.

01.

Public Adjusters: What Are They & Do You Need One?

Learn more about what our expert public adjusters can do for your residential insurance claims!

02.

Commercial Claims Adjuster: What Type Of Claims Do They Handle

Learn about what our expert public adjusters can do for your commercial insurance claims!

03.

Roofing Public Adjusters: Roof Damage Insurance Claims FAQ

Learn about what our public adjusting roofing specialists can do for you & your roofing claims!

04.

How To Get Homeowners Insurance To Pay For A New Roof Replacement

Insurance adjusters work for THEM, our public adjusters work for YOU! Here’s how …

The Water Damage Insurance Claim Recovery Process

Our licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while we fight to make sure you get the highest  compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact Our Public Adjusters

Contact one of our expert certified public insurance adjusters to schedule an appointment for us to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

One of our claims specialists will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

We’ll discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once we have agreed on a strategy, our specialists will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Our expert claim negotiators will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

We negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

FAQ

Imagine a public claims adjuster as the conductor of a symphony, orchestrating the harmonious blend of your insurance claim. Here at EastBay Adjusters, we specialize in steering through the complex world of insurance claims with finesse and expertise.

Just like a maestro leading a symphony, we skillfully guide your residential, commercial, or roofing insurance claim to a successful resolution.

  1. A public claims adjuster is like a skilled navigator, charting the course of your claim through turbulent waters.
  2. They are the guardian of your interests, ensuring that you receive fair and just compensation for your damages.
  3. Like a master craftsman, they meticulously piece together the puzzle of your claim, leaving no detail overlooked.
  4. A public claims adjuster is a beacon of light in the darkness of insurance complexities, guiding you towards a favorable outcome.
  5. They are the steadfast ally by your side, fighting tirelessly on your behalf to secure the best possible settlement.

At EastBay Adjusters, we recognize the importance of feeling supported and protected during the claims process. Join our community of satisfied clients who have found a sense of belonging and peace of mind in our expert care. Let us be your trusted partner in the journey towards a fair and just resolution for your insurance claim.

At EastBay Adjusters, we serve as the bridge between you and your insurance company, ensuring that your claims process flows smoothly like a river finding its way through a rocky terrain.

  • Like skilled navigators, we guide you through the intricate maze of insurance policies and procedures.
  • Just as expert craftsmen, we meticulously assess damages to your property with precision and care.
  • Similar to diligent detectives, we uncover every detail to maximize your insurance claim.
  • Much like trusted advisors, we provide support and reassurance every step of the way.
  • Like loyal companions, we stand by your side to fight for the compensation you deserve.

When you choose EastBay Adjusters, you’re not just a client – you’re a valued member of our community. Let us help you navigate the complex world of insurance claims with ease and expertise.

In most cases, yes, hiring a public adjusting firm can result in considerably larger settlement amounts, with recent studies showing a 800% higher settlement amount for policy holders who used a public adjuster.

At EastBay Adjusters, we recognize that maneuvering through insurance claims can feel like treading through a stormy sea. We are here to safely guide you through those choppy & confusing waters, and make sure you get what you are truly legally entitled to.

3 reasons why hiring a public adjusting company like EastBay Adjusters can lead to a larger settlement for your insurance claim:

  1. Expert Guidance: Our team of experienced public adjusters will navigate the complex waters of insurance claims on your behalf. We are experts when it comes to the ins-and-outs of the industry, and will guarantee that you receive the maximum settlement you deserve.
  1. Protecting Your Interests: We work tirelessly to make certain that your rights are upheld, and that you are not taken advantage of by the insurance company. Remember, the adjuster assigned to you by the insurance company is there to protect the insurance company’s interets, while a public adjuster is there to protect your interests.
  1. Maximizing Your Settlement: We will work diligently to maximize your settlement. Our expertise in evaluating damages, negotiating with insurance companies, and advocating for your rights will result in a larger settlement than if you were to navigate the claims process on your own.

So, if you’re wondering whether hiring a public adjusting company will lead to a larger settlement, the answer is a resounding yes nearly every time! Let EastBay Adjusters be the guiding light that leads you to a successful resolution of your insurance claim.

Public adjuster fees varry by state, but typically range from 10%-20% of the total insurance settlement, depending on various factors such as the complexity of the claim and the adjuster’s experience. However, fees can go up to 30% for major or catostrophic claims that reqire months of work, and in most cases, an entire team of senior adjusters to be put on the case due to it’s complexity. 

This fee structure is designed to align the interests of the adjuster and the policyholder, incentivizing public adjusters to maximize the settlement amount.

3 factors that influence the percentage charged by a public adjuster, include:

  1. Claim Complexity: More complex claims, such as those involving extensive property damage or multiple types of losses, often warrant higher fees due to the extensive additional work, time, & team members required.

  2. Experience and Reputation: Adjusters with a proven track record and significant experience may command higher fees, reflecting their expertise in guiding the claims process effectively.

  3. Negotiation Skills: Skilled negotiators can secure higher settlements, justifying potentially higher fees based on the value they provide to the policyholder.

Understanding these fee structures is essential for policyholders considering hiring a public adjuster. It is important to weigh the potential benefits against the costs. For many, the expertise and advocacy provided by a public adjuster can lead to a substantially higher settlement, ultimately making the fee a worthwhile investment.

As you evaluate your options, consider not only the percentage but also the value of the services offered, ensuring you select a public adjuster who aligns with your needs and expectations.

At EastBay Adjusters, we recognize the importance of clarity when it comes to payment for our services. As public adjusters specializing in residential, commercial, and roofing insurance claims, we aim to provide transparent and fair compensation structures for our clients.

Here’s A Breakdown Of How Public Adjusters Are Typically Paid:

  1. Contingency Fee Agreement:

This is the most common payment method used by public adjusters. Under a contingency fee agreement, the adjuster’s fee is contingent upon successfully negotiating a higher settlement for the client.

The fee is usually a percentage of the final settlement amount, typically ranging from 5% to 20%. This guarantees that our interests are aligned with yours, as we only get paid if we secure a better outcome for you.

  1. Hourly Rate:

Some public adjusters may opt to charge an hourly rate for their services. This method involves billing the client for the actual time spent working on the claim, whether it’s conducting inspections, gathering documentation, or communicating with the insurance company. While this may offer more transparency regarding billing, it can also lead to uncertainty about the total cost of the services provided.

  1. Fixed Fee:

In some cases, public adjusters may offer a fixed fee for their services. This means that the client pays a set amount for the adjuster’s assistance, regardless of the final settlement amount. This can provide predictability concerning costs, but it may not always align the adjuster’s interests with the client’s, as there is no incentive to negotiate a higher settlement.

At EastBay Adjusters, we believe in the power of a contingency fee agreement to guarantee that our clients receive the best possible outcome. Our goal is to maximize your insurance claim settlement while providing exceptional service every step of the way. Contact us today to learn more about how we can assist you with your insurance claim needs.

When faced with the overwhelming task of maneuvering through insurance claims for your residential, commercial, or roofing property, it’s vital to reflect on when to bring in a professional public adjuster. At EastBay Adjusters, we recognize the complexities of insurance policies and the importance of maximizing your claim settlement.

Here are three key signs that indicate it’s time to hire a public adjuster:

  1. Overwhelmed with Documentation: If you find yourself drowning in paperwork, receipts, and policy details, it may be time to seek assistance. A public adjuster can help organize and streamline the documentation process, making certain that nothing is overlooked or missed.
  2. Disputed Claim Amounts: When the insurance company offers a settlement that seems inadequate or undervalued, it’s important to have a public adjuster on your side. They can negotiate on your behalf to secure a fair and accurate claim amount that reflects the true extent of your damages.
  3. Complex Claims Process: Insurance claims can be intricate and time-consuming, especially when dealing with multiple parties or extensive damage. A public adjuster can simplify the process, acting as your advocate and guiding you through each step to guarantee a successful outcome.

Remember, at EastBay Adjusters, we’re here to support you through every stage of your insurance claim. Reach out to us when you’re ready to experience the peace of mind that comes with expert guidance and support.

Yes, you can hire a public adjuster after claim filing. They’ll assist you in guiding insurance negotiations, ensuring you receive a fair settlement. Their expertise can greatly impact the outcome of your claim.

As the saying goes, ‘Better late than never’ – but when it comes to hiring a public adjuster, timing can be vital.

  • Have you found yourself knee-deep in insurance claim paperwork after experiencing property damage?
  • Are you feeling overwhelmed by the insurance claim process?
  • Do you wish there was someone who could help you navigate through the complexities of filing a claim?

At EastBay Adjusters, we recognize the challenges that come with dealing with insurance claims for residential, commercial, or roofing damage. Our team of experienced public adjusters is here to help you every step of the way. Whether you’re just starting the claims process or feeling stuck in the middle, it’s never too late to reach out to us for assistance.

Imagine having someone by your side who knows the ins and outs of the insurance industry, someone who can advocate for you and guarantee that you receive the compensation you deserve. That’s where EastBay Adjusters comes in.

Don’t wait until it’s too late – contact us today and let us help you navigate the often confusing world of insurance claims. With EastBay Adjusters, you’ll never have to face the process alone.

When you’re in the thick of it, the claims timeline can feel endless. With an adjuster’s involvement, you’ll navigate the process smoother, often reducing wait times and ensuring you get what you deserve faster.

When your insurance company assigns you an adjuster, it’s crucial to understand that their loyalty lies with the company. In contrast, our licensed public adjusters are solely committed to representing you and your interests. This distinction is especially critical in cases of natural disasters like hurricanes.

Here’s why you should consider hiring a public adjuster:

  1. Advocacy: Our public adjusters act as your advocates in insurance claims, making sure that your best interests are prioritized.
  2. Increased Settlements: Studies show that claims managed with the help of a public adjuster result in settlements that are 700% higher for hurricane-related claims and over 500% higher for non-catastrophe-related claims compared to those negotiated directly between the policyholder and the insurance company.
  3. Expertise: Having a skilled public adjuster on your side can greatly influence the outcome of your insurance claim, leading to more favorable settlements.
  4. Peace of Mind: With a dedicated professional handling your claim, you can have peace of mind knowing that your interests are being actively pursued throughout the process.

The effectiveness and significance of hiring a public adjuster are clear. Don’t settle for less when it comes to your insurance claims – choose EastBay Adjusters to guarantee you get the best possible outcome.

Filing an insurance claim on your own can be done, but it’s essential to contemplate if it’s the best choice. Insurance policies are often complicated and filled with jargon that can be difficult to grasp. This complexity might lead to misunderstandings or errors that could harm your claim.

Our expert Public Adjusters can assist you. They are industry professionals with the expertise and experience to effectively handle insurance policies and claims. Each team member comprehends the nuances of insurance documents and can smoothly guide you through the entire claims process.

With their expertise, EastBay Adjusters can advocate for you, ensuring your claim is presented in the best light possible. They excel at identifying and articulating the details of your claim that might otherwise be overlooked.

Their professional support can greatly impact the outcome of your claim, potentially resulting in a more favorable settlement compared to handling it on your own.

Although you have the choice to file a claim independently, due to the complexity of insurance policies and the potential for better outcomes, it is highly recommended to seek the assistance of our skilled and experienced Public Adjusters. Their expertise can be an essential asset in maneuvering through the claims process and achieving the best possible result.

3 Reasons To Choose EastBay Adjusters:

  1. Expertise in residential, commercial, and roofing insurance claims.
  2. Professional assistance in maneuvering insurance policies effectively.
  3. Advocacy for a more favorable settlement outcome.

As a policyholder, it is vital to understand why your contractor cannot represent you against your insurance company. Our team of licensed Public Adjusters are the only professionals authorized to advocate for policyholders in the insurance claim process. This unique role allows them to work solely on your behalf, guiding you through the complexities of insurance claims with expertise and legal backing.

In Texas, it is illegal for contractors to act as public adjusters. This rule is strictly enforced to uphold the integrity of the insurance claim process and safeguard policyholders from potential conflicts of interest or unethical behavior. If you come across a contractor posing as a public adjuster, it is your right and duty to report this violation to the Texas Department of Insurance.

When reporting such misconduct, it is important to provide substantial evidence to support your claim. Solid proof is key to enabling the Texas Department of Insurance to investigate and address the issue effectively, ensuring compliance with the laws governing the conduct of public adjusters and contractors. By taking action, you play a part in maintaining a fair and lawful insurance claim environment, protecting your interests and those of other policyholders in Texas.

  • Trust in our licensed Public Adjusters to represent you with expertise and legal authority.
  • Uphold the integrity of the insurance claim process by reporting violations promptly.
  • Provide concrete evidence to support your claim and enable effective investigation.
  • Contribute to a fair and lawful insurance claim environment for all policyholders in Texas.

If you settled your claim but didn’t receive enough money to cover the damages, it’s not too late to try and get more. Our team of expert Public Adjusters can help, even if the damage occurred within the past five years. We offer a free review of your claim to see if you’re eligible for additional compensation.

During this evaluation, our skilled Public Adjusters will carefully examine every detail of your original claim. They will assess the damage, your coverage, and how the claim was handled previously. This review aims to identify any areas where you were under-compensated or where there were oversights leading to the denial of your claim.

If our review shows you deserve more money, we will take action. Our team will negotiate with your insurance company on your behalf, using our expertise to guarantee you get what you’re owed. We recognize insurance policies and the tactics used by insurance companies, empowering us to fight for your rights and secure a fair outcome.

Our goal is to reduce the stress of dealing with insurance claims, especially if you feel mistreated by your insurance provider. We provide professional guidance and support throughout the process, working to get you the compensation you deserve. Don’t lose hope if your claim was initially underpaid or denied; our expert Public Adjusters are here to fight for you.

No. Under existing laws and ethics that regulate the insurance industry, it is your LEGAL RIGHT to hire a certified public adjuster. Canceling your contract for excercising your right, would be considered a violation & is illegal. An insurance company cannot terminate your policy if you hire a public adjuster.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Water Damage Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Water Damage Claims

Work with public insurance claim adjusters who are licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small! Our public insurance adjusters’ technical and detailed expertise has satisfied countless homeowners, business owners, condominium management companies, and HOAs.

Our team of experts have years of experience dealing with insurance companies. Many of our public adjusters also have previous backgrounds in construction, giving us a significant advantage in quickly securing the most compensation for our clients. We know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!). 

Our inspections are free, and we are 100% contingency-based, meaning we only get paid if you do!

We take pride in maintaining superior customer service and providing clear and friendly communication. Contact us to speak with one of our expert adjusters today!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

10 Water Damage Homeowners Insurance Claims Tips

10 Water Damage Homeowners Insurance Claims Tips

10 Water Damage Homeowners Insurance Claims Tips Table of Contents To effectively navigate water damage homeowners insurance claims, it’s crucial to start by understanding your policy coverage ...
Read More →