Flood Damage

My Basement Flooded What Will Insurance Cover

My Basement Flooded – What Will Insurance Cover?

Table of Contents When your basement floods, your homeowners insurance may cover damage from sudden incidents like burst pipes or appliance leaks. However, it usually excludes groundwater flooding and slow leaks. For extensive protection, you might need flood insurance, which covers structural damage and some appliances, but often excludes personal property.  Remember, maintenance issues can […]

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10 Tips For Filing Flood Damage Homeowners Insurance Claims

10 Tips For Filing Flood Damage Homeowners Insurance Claims

Table of Contents Filing a flood damage homeowners insurance claim requires thorough documentation and a clear understanding of policy provisions. To optimize the claims process, document all damage with photos and videos, and create a detailed inventory list of damaged items. Review your insurance policy to understand coverage limits and exclusions. Filing your claim immediately,

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